USSD is a payment method accessible to all, report says

The payment channel allows financial transactions to be made using mobile phones’ basic features without internet connectivity.

Nepal has problems galore with mobile communication due to challenging topography, which often results in poor networks and unreliable internet, particularly in the mountain and hilly belts. A study has suggested an Unstructured Supplementary Service Data (USSD)-based payment system as an alternative for financial access.