6 percent of Nepali adults use mobile money, 35 percent save formally

More adults in Nepal are saving, yet digital finance tools are underused, especially among women.

More than 80 percent of Nepali adults own a mobile phone, but only 6 percent use mobile money accounts. Yet, this small percentage is already influencing a growing trend in formal savings, according to the World Bank’s latest Global Findex 2025 report.